The AI Loan Intelligence
Platform

Make smarter, faster lending decisions. LendIQ automates risk assessment, underwriting, and compliance so you can approve loans with 99.9% accuracy.

LendIQ Dashboard Interface

Transform your underwriting

Move away from manual spreadsheets and embrace intelligent automation.

The Old Way

  • Manual data extraction from PDFs
  • Days or weeks to process a single application
  • High rate of human error in risk calculation
  • Subjective underwriting decisions
  • Expensive compliance overhead

The LendIQ Way

  • Instant OCR and data validation
  • Real-time loan approvals and pre-qualification
  • Machine learning backed risk models
  • Unbiased, data-driven lending
  • Automated regulatory compliance checks

Everything you need to originate loans faster

Our end-to-end platform handles the heavy lifting of modern lending.

AI Risk Assessment

Analyze thousands of alternative data points to accurately predict default probability beyond traditional credit scores.

Automated Underwriting

Set custom rules engines that instantly approve, reject, or flag applications for manual review.

Smart Document OCR

Instantly extract data from bank statements, tax returns, and ID documents with 99% accuracy.

Compliance & KYC

Automate AML, KYC verification, and ensure fair lending compliance across all portfolios.

Portfolio Analytics

Monitor real-time performance, track delinquencies, and forecast cash flow with advanced dashboards.

API-First Architecture

Integrate our intelligence directly into your existing LOS or mobile app via robust REST APIs.

Seamless Integration Process

From application to funding in record time.

1

Capture Data

Borrowers submit details via your portal. LendIQ automatically extracts and verifies all information.

2

AI Analysis

Our proprietary models run deep risk analysis, checking credit, fraud, and capacity in seconds.

3

Instant Decision

Receive an automated decision with clear reasoning, enabling you to fund loans faster than competitors.

Transparent Pricing for Modern Lenders

Scale your loan book without scaling your overhead.

Growth

$499/mo
  • Up to 500 applications/mo
  • Basic risk scoring models
  • Document OCR (Standard)
  • Email Support
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Enterprise

Custom
  • Unlimited applications
  • Custom Machine Learning Models
  • On-premise / Dedicated Cloud
  • Dedicated Success Manager
  • Core Banking Integration
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Trusted by financial innovators

See how LendIQ is transforming the lending landscape.

"LendIQ reduced our time-to-decision from 4 days to 4 minutes. Our default rates have dropped by 22% since implementing their AI risk models."

Michael Chang

Michael Chang

Chief Credit Officer, NeoFin

"The document OCR alone saves our underwriting team hundreds of hours a week. It's the most powerful lending platform we've ever used."

Elena Rodriguez

Elena Rodriguez

VP of Lending, First Horizon Credit

Frequently Asked Questions

Got questions? We've got answers.

What types of loans does LendIQ support?
LendIQ is highly flexible and supports personal loans, auto loans, SME business loans, mortgages, and credit card originations. You can configure custom risk rules for each product line.
How accurate is the AI risk assessment?
Our models are trained on millions of historical loan data points. They consistently outperform traditional FICO-only scoring models by identifying creditworthy 'thin-file' borrowers and spotting hidden fraud indicators.
Does LendIQ integrate with our existing Core Banking System?
Yes, we offer robust REST APIs and pre-built connectors for major core banking systems, CRM platforms (like Salesforce), and loan origination systems (LOS).
Is the platform compliant with lending regulations?
Absolutely. LendIQ is built with compliance-first architecture. It supports FCRA, ECOA, and Fair Lending regulations, providing explainable AI outputs so you always know why a decision was made.

Ready to modernize your lending?

Join the financial institutions accelerating growth with LendIQ.

Book Your Personalized Demo